C21AGVoices

Photo from creativecommons.org courtesy of Baum5651 2008 was my second year coordinating our Walk With Me team. Starting in April and continuing until the week of the event agents, family and friends showed their support by joining and sponsoring the Advantage Gold Team. Thanks to every one’s efforts our team raised over $4,000. The event took […]

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Last week, Forbes Magazine published a Top 10 list that should grab the attention of housing market bottom-feeders. The Top 10 list of Increasingly Affordable U.S. Housing Markets shows that falling home prices and steady mortgage rates are providing a support floor in some of the country’s most beat-up regions. The report’s methodology is simple: Take […]

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It’s a terrific time to buy a home, but not because homes happen to be affordable, or because values in Philadelphia are maintaining a positive direction. It’s a terrific time to buy because the variety of mortgage products available to home buyers looks poised to shrink. Monday, Alt-A mortgage lender IndyMac Bank stopped accepting mortgage applications […]

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Obvious History Everyone knows most common colonial historical facts about Philadelphia. 1766 – The first permanent theater in North America was started here 1769 The first life insurance society was started here 1773 – The American Medical Society was founded here 1776 -The Declaration of Independence was signed at  Independence Hall 1777- The first flag for our new […]

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In the summer of 2005, sub-prime mortgage lending was at its peak.  Rates were relatively low and lending guidelines were relatively loose. At the time, the “standard” sub-prime mortgage product was the 3/27 ARM. The 3/27 had a few basic traits: A fixed, 3-year “starter rate” Every six months thereafter, the mortgage rate changed The […]

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Photo by JW_000000 “What are the three most important things in valuing real estate? Location, location, location!” During the past 20 years, like any other real estate professional I have often asked what increases the the value of my real estate practice . And after a lot of thought, I am clear that the answer […]

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Photo from CreativeCommons.org courtesy of Leeno There is so much to consider when looking for a new home, but the big word in real estate is location, location, etc.  What’s the big deal about location?  I think what it comes down to is that your location is a huge factor in your day-to-day life.   I’d […]

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As flood waters ran through Iowa and other Midwestern states, the nation’s corn supply was thought to be in danger. Prices spiked in the wake of the floods, adding to the already-peaking grocery bills that many Americans are now bearing. With shortages of rice, and the unexpected increases in food costs due to transportation expense as […]

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In the current mortgage market, there are fewer ways to buy homes with no money down, but it is still possible to buy with none of Your money down. One of them is probably as old as home buying itself. Get a gift of cash (probably from a family member) to be used as part […]

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Did you know that today’s interest rate for a mortgage is the same as it was over 40 years ago?

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