C21AGVoices

The Pareto Principle is a statistical concept most commonly known as the 80/20 Rule, and is commonly applied in a variety of situations. for example “20% of the salesmen make 80% of the sales” or put another way “20% of your efforts generate 0% of your results” Iin other words 80 percent of the effects […]

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Image via Wikipedia Once Upon TV.. Do you remember the show, That Was the Week That Was? I guess I am showing my age. It was hosted by David Frost and it was a satirical look at the week in politics. Well, I feel like this past week in my real estate business was like […]

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Image via Wikipedia Image via Wikipedia As long as I have been in the real estate business, I have been told that real estate is an economic leader. We are first in and we are first out. A cliche that has been true in every recession I have experienced. You’ll remember that residential real estate […]

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Monday, mortgage markets improved with news of new Swine Flu cases.  It’s a classic example of Safe Haven buying and today’s rate shoppers will see the benefits. Mortgage rates improved about 0.125 percent Monday. It’s not an official term, but “Safe Haven buying” describes the trading patterns in which large numbers of investors move money […]

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The Federal Open Market Committee voted to leave the Fed Funds Rate unchanged today within its target range of 0.000-0.250 percent.  The Fed also reiterated its plan to support the mortgage market to the tune of $1.5 trillion. In its press release, the FOMC noted that the economy may still be contracting, but that it’s […]

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After attending the International Home and Housewares show, The Today Show filmed a 5-minute segment called “Housewares You Won’t Be Able To Live Without”. The title is somewhat over-the-top but don’t let that turn you off.  The gadgets reviewed are both practical and inexpensive.  They include: Make-no-mess vegetable peeler for the kitchen Efficient kabob tool […]

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Since 2007, foreclosures have dominated real estate news.  You can’t turn on the news or open a paper without some foreclosure-related story. But for all of the discussion, foreclosures continue to be geographically concentrated. Adding up the latest stats from RealtyTrac.com, more than half of the country’s foreclosure actions from March occurred in just 3 states — California, Florida […]

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Image by taberandrew via Flickr So far in this series we’ve talked about the process of loan modifications, how to get started and how to collect the information you need to accurately complete your monthly expense worksheet. The monthly expense worksheet is going to be used by your lender to determine if you qualify for […]

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Image by TheTruthAbout… via Flickr Getting Started with a Loan Modification The mortgage payments are soaring because your ARM reset, or your income was cut in half, or two-thirds, or completely by a recent layoff. The bills are piling up and the savings is disappearing quickly. You need relief, and you’ve heard a lot about […]

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There are 138 million taxpayers in the United States and, according to the IRS, 20 percent of them file their taxes within 7 days of April 15.  In a holiday-shortened week, that means that 27 million people had better get a move on. And while a portion of this year’s last-minute filers will file with storefront operations […]

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