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Entries Tagged as 'Real Estate Definitions'

HOA : The Role Of Homeowners Associations In Housing Communities

November 5th, 2012 · Comments Off on HOA : The Role Of Homeowners Associations In Housing Communities

For homes governed by an HOA, membership in the homeowners association is a condition of purchase; buyer are not permitted to opt-out.

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Tags: Real Estate Definitions

Simple Real Estate Definitions : Right To Cancel

June 28th, 2012 · Comments Off on Simple Real Estate Definitions : Right To Cancel

Refinancing homeowners are granted a 3-day “cooling off” period.

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Tags: Real Estate Definitions

Simple Real Estate Definitions : Home Inspection

June 6th, 2012 · Comments Off on Simple Real Estate Definitions : Home Inspection

A home inspection is a thorough, top-to-bottom check-up of a home’s structure and systems.

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Tags: Real Estate Definitions

Simple Real Estate Definitions : Tax And Insurance Escrow

December 8th, 2011 · Comments Off on Simple Real Estate Definitions : Tax And Insurance Escrow

Want a discount on your next mortgage rate? Tell your lender that you’re willing to escrow.

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Tags: Real Estate Definitions

What Is Annual Percentage Rate (APR)?

July 12th, 2011 · Comments Off on What Is Annual Percentage Rate (APR)?

More commonly called APR, Annual Percentage Rate is a government-mandated mortgage comparison tool. It measures the total cost of borrowing over the life of a loan into dollars-and-cents.

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Tags: Real Estate Definitions

Simple Real Estate Definitions : Loan-Level Pricing Adjustments

December 16th, 2010 · Comments Off on Simple Real Estate Definitions : Loan-Level Pricing Adjustments

Loan-level pricing adjustments are mandatory loan fees based on a borrower’s specific default risk.

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Tags: Mortgage Lending · New Jersey · Pennsylvania · Real Estate Definitions